Credit Manager

Job Description

The ideal candidate should possess strong expertise in term loans, working capital, and structural products.

Key Responsibilities:

• Conduct thorough due diligence on corporate entities, their groups, and promoters.
• Analyze financial statements and assess industry/market dynamics to guide credit assessments.
• Engage in site visits and discussions with promoters and CFOs.
• Prepare detailed credit notes, outlining risk mitigation strategies and deal-specific covenants.
• Ensure adherence to internal credit policies, capturing deviations in the credit note.
• Approve or recommend credit limits and transactions.
• Monitor the portfolio and track performance of corporate clients.

Skills Required:

• In-depth understanding of corporate finance, credit risk, and loan products.
• Strong analytical and financial evaluation skills.
• Experience with credit proposals, industry analysis, and risk mitigation.
• Ability to manage relationships with clients and stakeholders effectively.

• Mid Corporate: 10 Crore to 50 Crore

This role offers a dynamic opportunity to work across diverse sectors and engage with senior stakeholders, making critical decisions that drive the business forward.