Product Management – Associate Product Manager - UPI
Job Description
About Paytm :Paytm is India&aposs leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytms mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology.
About the Team
Are you someone who loves to build products and also gets curious about technology stack being used Have you worked in technical roles at some point in your career and enjoyed them Do you want to work on building products that reach and impact millions of users If your answer to all of these is a loud YES!, you would love to explore this offering.We are looking for Product Managers for the UPI Payments team.
Being one of the largest payment platforms in the country, we aim to not only ensure a seamless experience, but also a delightful journey for our customers. We strive to enrich the customer experience by making every transaction transparent, honest, and hassle-free.The product team ensures to deliver an outstanding user experience to the Paytm Customers by understanding the user, discerning their use patterns, and designing an app that meets their user&aposs needs.
If you are someone who loves building things from scratch, obsessing over data and taking ownership of your work we are looking for you!
What youll do:
Work closely with senior leadership in Product, Technology and Business to articulate business needs to actionable product requirements
Write detailed product requirement documents, lead product processes (Agile/Scrum) and manage deliverables.
Obsess with data, define and track key metrics and draw actionable insights using data.
Periodically conduct user-research, industry analysis, competitor mapping and ideate on what to build next
Help define Product Roadmap for the UPI Payments offering aligned with the broader company vision and yearly targets
Develop robust reconciliation and payment processes to ensure accurate and timely financial settlements across platforms. Monitor and improve reconciliation accuracy and efficiency.
Lead the development and enhancement of onboarding processes for new customers, ensuring seamless user experiences, compliance with regulatory requirements, and efficient data management.
Skills youll need:
Tech background with a good understanding of technology, data and building products.
Prior experience of product management, preferably in the Fintech, Banking or Payments industry, with a focus on onboarding, reconciliation, or payments processing.
Deep understanding of payments, reconciliation, onboarding workflows, and financial settlement processes.
Product grasp - capable of taking business metrics, requirements or user problems and breaking them into workable product requirements, and leading the development of identified features
Excellent communication, problem-solving, organizational and analytical skills
Qualifications:
2+ years of experience in Product Management, Software Development, Analytics or similar roles in a consumer payments product set-up
1+ year of experience in product management with an academic background of post-graduation in Management (MBA) or equivalent qualification is preferred but not necessary.
Bachelor&aposs degree in computer science, engineering and/or related field
Why join us
A collaborative output driven program that brings cohesiveness across businesses through technology Improve the average revenue per use by increasing the cross-sell opportunitiesA solid 360 feedback from your peer teams on your support of their goalsRespect, that is earned, not demanded from your peers and manager
Compensation: If you are the right fit, we believe in creating wealth for youWith enviable 500 mn+ registered users, 17 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants and we are committed to it.Indias largest digital lending story is brewing here. Its your opportunity to be a part of the story!