[ref. n79052324] Kotak Mahindra Bank - Credit Manager-Loan Against Property (LAP)-Credit
Kotak Mahindra Bank Limited Hyderabad
Job Description
JD For Credit Manager- Loan Underwriting
- Handling secured, unsecured and working capital and LAP
- Evaluate and process end to end Loan applications within agreed TAT timelines.
- Timely clearance of open audit queries, quality control checks
- Timely completion of Vendor Management related activities
- Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite
- Conducting stock audits as per the Stock audit plan through empanelled vendors.
- Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action.
- Handling different MIS's of Portfolio.
- Monitoring churning and overdue in accounts.
- Processing bills of empaneled vendors for service rendered.
- Coordinating with empaneled vendors and resolving issues (if any).
- Coordinating with Business team, Credit teams, etc as per the requirement.
- Other related activities.
- Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with clients
- Monitor payments
- Maintain records of loan applications
Kotak Mahindra Bank LimitedHyderabad
Job Description
Grade- M4
Role- Location Credit Manager
Job Description :
Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit...
Hyderabad
/reports for senior management.
• Work closely with the sales and customer success teams for resolving billing & collection disputes & discrepancies to ensure all Targeted SLA's are achieved.
• Monitor and analyze customer payments, reviewing credit status...
Tata Mutual FundHyderabad
the industry, business, financial, management and facility structure risk contained in the credit proposal.
Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.
Enable quick turnaround...