Credit Analyst

Job Description

Tata Consultancy Services is hiring for Individual Contributors - Credit Analyst across multiple location.

Please go through below norms and apply only if its applicable.

Job Role:Credit Analyst

Experience:Minimum 8+ years of relevant experience in Corporate Banking, FIG, and Middle Market Corporate Credit

Location:Bengaluru, Gurgaon, Mumbai and Pune

Job Description of Credit Analyst:

• 8-15 years of relevant experience; in Corporate Banking, FIG/Corporate & Investment Banking with Credit Decisioning Specialist or Approval of Corporate Lines of Credit
• Underwriting & Credit Decisioning/ Credit approval authority for Corporate Loans is a must.
• Underwrite mid to large corporate loans cases and present them to senior level. Credit Decisioning and Credit Risk approvals are the key responsibilities.
• Prepare, finalize review of credit memos as part of Core Credit Underwriting, and approval/ decline signoffs on every credit memo after checking for documentation requests.
• Authorize deviations raised and documented by underwriters in compliance with credit policy.
• Sound knowledge of financials, cash flow, leverage & liquidity analysis, credit quality, assigned value risk analysis.

Eligibility:

• Any full-time graduate who has experience in Corporate & Commercial lending, FIG/Corporate & Investment Banking.
• Willingness to work in UK Shifts
• Candidates who have attended the selection process in the last 6 months will not be eligible to apply again.