Credit Control Manager

About Our Client

The company has also ventured into the BNPL (Buy Now, Pay Later) model, enhancing accessibility and financial flexibility for buyers.

Job Description

Key Responsibilities:

1. Credit Management & Policy Development

• Design and enforce robust credit control policies and procedures tailored to business needs.
• Assess the creditworthiness of clients through financial analysis, credit reports, and payment histories.
• Establish and review credit limits and payment terms for clients, ensuring alignment with company goals.

1. Collections & Risk Mitigation

• Drive timely collection of receivables to sustain positive cash flow.
• Regularly monitor accounts receivable to identify overdue accounts and take appropriate recovery actions.
• Proactively mitigate bad debt risks through comprehensive credit assessment and effective recovery strategies.
• Oversee the entire collection process till the time of recovery.
• Coordinate with the legal team for timely recovery and legal notices.

1. Stakeholder Collaboration & Team Leadership

• Partner with sales, finance, and operations teams to align credit practices with overall business objectives.
• Lead, mentor, and manage the credit control team to enhance efficiency and achieve performance goals.
• Build and maintain strong client relationships to negotiate payment terms and resolve disputes effectively.

1. Reporting & Compliance

• Ensure compliance with local financial and legal regulations, including GST and other statutory requirements.
• Provide periodic reports and insights on accounts receivable, credit risks, and collection metrics to senior management.
• Stay updated on industry trends and regulatory changes impacting credit control practices.

The Successful Applicant

Qualifications & Skills:

Educational Background:

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
• Advanced qualifications such as CA, CPA, CMA, or an MBA in Finance are strongly preferred. Professional Experience:
• A minimum of 5-7 years of experience in credit control, accounts receivable, or financial management.
• Prior experience in the NBFC/Fintech/e-commerce industry is highly desirable.

Technical & Interpersonal Skills:

• Proficiency in Tally and familiarity with other ERP systems or financial tools is essential.
• Strong understanding of credit analysis, financial risk management, and regulatory compliance.
• Exceptional communication, negotiation, and stakeholder management abilities.
• Analytical mindset with a focus on data-driven decision-making.

What's on Offer

✅ Influence financial health & business scalability