Location Credit Manager-Commercial Vehicle (CV)-Retail-Credit Common Cost Allocation - CV,CE & SA
Kotak Mahindra Bank Limited Hyderabad
Job Description
Grade- M4
Role- Location Credit Manager
Job Description :
Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc.- Meeting Customer and making Site visits at factory/office/residence of the client, viewing the working capacities of the business, inventory and working environment of the business.
- To interact with approving authority and provide them with required information for better decision making and engaging in regular discussions to give them an independent view of the credit / economic developments.
- Manage and ensure timely renewal of accounts and enhancement of portfolio.
- To align decision making with business requirements without compromising on quality of decision making or compromising on laid down policies by engaging in regular discussions with the business teams.
- Chartered Accountant with experience of more than 1 years
- Good analytical skills
- Non Chartered Accountant with relevant experience of Credit function of at least 2-3 years
Personality Traits:
- Strong financial Analysis Skills
- Analytical skills
- Strong communication (Written and Oral)
Kotak Mahindra Bank LimitedHyderabad
Job Description
JD For Credit Manager
• Loan Underwriting
• Handling secured, unsecured and working capital and LAP
• Evaluate and process end to end Loan applications within agreed TAT timelines.
• Timely clearance of open audit queries...
Hyderabad
/reports for senior management.
• Work closely with the sales and customer success teams for resolving billing & collection disputes & discrepancies to ensure all Targeted SLA's are achieved.
• Monitor and analyze customer payments, reviewing credit status...
Tata Mutual FundHyderabad
the industry, business, financial, management and facility structure risk contained in the credit proposal.
Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.
Enable quick turnaround...